Our Pasadena Work Injury Lawyer Explains California Workers’ Comp Benefits
Workplace injuries and illnesses affect millions of U.S. workers each year. In 2017, more than 460,000 Californian workers suffered work injuries. If you suffer an injury or illness on the job, then you may be able to recover workers’ compensation benefits. These benefits can help cover some of your lost income while you recover. Additionally, workers’ compensation can also cover your medical expenses. Below, our Pasadena work injury lawyer explains how California workers’ compensation benefits work.
The Different Types of Workers’ Compensation in California
Workers’ compensation can help pay for your lost wages. Temporary and permanent disability benefits are the two types of benefits offered by the California workers’ comp system.
- Temporary disability benefits. These benefits can help cover your expenses while you recover from an injury or illness. Specifically, you may recover two-thirds of your wages while you recover (or the maximum allowed under state law). You may receive these benefits until you are able to return to work. To qualify for these benefits, you must miss at least three days of work due to a work-related injury or illness.
- Permanent disability benefits. As the name implies, these benefits continue indefinitely after a workplace injury or illness. However, to qualify for these benefits, a medical evaluator must determine that you are no longer able to work and that your condition is likely to persist indefinitely. The evaluator assigns a disability rating that is based on your level of impairment, age and occupation.
There are also other types of benefits in the California workers’ compensation system. Those benefits include:
- Job displacement benefits. These are benefits that can help you pay for occupational training. You may use these benefits if a workplace injury keeps you from returning to your occupation, but you can still perform other job duties.
- Death benefits. Some workplace injuries are fatal. If you lost a loved one due to a workplace accident, then you may be able to recover benefits that cover lost income and other expenses.
- Medical and hospital benefits. If you suffer a workplace injury or illness, your employer must cover the medical care.
Additional Types of Work Injury Compensation
In addition to the traditional workers’ compensation system, you may also be able to recover benefits through a third party claim. While you generally cannot file a personal injury lawsuit against your employer, you may be able to file one against a third party.
If a negligent third party caused your injuries, then you may be able to file a third party claim. An example of a third party can include a contractor working for another company. Third parties are parties who are not your employer. You can recover workers’ compensation and a third party claim under the right circumstances.
Contact Our Pasadena Work Injury Lawyer for More Information
Questions about California workers’ compensation? Contact our Pasadena work injury lawyer for a free consultation. You can schedule a free consultation by dialing (626) 345-7210 or by using the contact form on our site.Comments are closed.